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Our Expertise
Harmoria supports pensioners across Switzerland with legal advice on entitlement, benefit coordination, and dispute assistance. Our team focuses on simplifying complex regulations and guiding clients through each procedural step with clarity and care.
Initial Consultation
A comprehensive review of existing pension records and eligibility factors to clarify potential entitlements.
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Regulatory Guidance
Interpretation of federal and cantonal retirement regulations to ensure full understanding of rights and obligations.
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Dispute Assistance
Support with formal procedures when appealing decisions or resolving disagreements with authorities.
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Why Choose Harmoria?
At Harmoria, our clients benefit from personalized attention and clear guidance through every step of the pension system. We take time to understand each individual’s history and help navigate applications, changes in regulations, and any disputes that arise.
Personalized Approach
Each case is examined in detail, ensuring advice aligns with the client's specific retirement timeline and prior contributions.
Regulation Expertise
Our legal team stays updated on Swiss retirement legislation and cantonal guidelines to provide accurate, current advice.
Transparent Pricing
Clear fee structure and an estimate provided before engagement, so you know what to expect.
Local Presence
Based in Zurich, we offer in-person and remote consultations across Switzerland.
Contact Harmoria today to discuss how we can assist you in securing the retirement benefits you deserve, with clarity and support at every step.
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