At Harmoria, we specialize in addressing the unique legal needs of pensioner clients in Switzerland. From pension reviews to healthcare disputes, our advisors provide clear, practical assistance.
Designed with retirees in mind
Step-by-step guidance through application or appeal procedures to help you secure the correct level of pension benefits.
Customized support for drafting wills, powers of attorney, and succession planning aligned with your family and goals.
Advice and representation in disputes with health insurers to ensure access to needed treatments and coverage.
Contact Harmoria to discuss your legal needs and navigate retirement complexities with confidence. Our specialists are here to help.
Start ConsultationA dedicated group of legal professionals focused on protecting the rights and wellbeing of pensioner clients across Switzerland.
Senior Legal Advisor
Over two decades of experience in pension law, guiding retirees through benefit reviews and appeals with clarity and care.
Pension Rights Specialist
Expert in Swiss retirement schemes, Elena offers personalized consultations to ensure you understand all entitlements.
Healthcare Law Consultant
Specializes in health insurance regulations and dispute resolution to secure appropriate coverage for pensioner clients.
Harmoria combines in-depth legal expertise with a compassionate approach to help pensioner clients navigate complex regulations and safeguard their rights.
We take time to understand your unique situation, tailoring our advice and strategy to meet your retirement and legal needs.
Decades of legal expertise tailored for retireesWe conduct detailed assessments of your public and private pension entitlements, supplementary allowances and support programs available under Swiss law.
Maximize your entitlementsOur team offers clear advice on drafting or contesting wills, navigating inheritance regulations and safeguarding family legacy in compliance with local statutes.
Protect what matters
Expert assistance with lease agreements, insurance policy terms and resolving disagreements with service providers through negotiation or formal proceedings.
Defend your rights
Personal representation at administrative hearings, appeals and mediation sessions to ensure your voice is heard and interests are protected.
Trusted advocacyHarmoria delivers targeted legal solutions designed exclusively for pensioners, with clear guidance every step of the way.
Explore All ServicesIn-depth review of state pension coverage and additional support to identify any gaps or overlooked allowances.
/services/entitlement-analysisResolution strategies for disagreements with housing providers, insurers or government offices, from mediation to formal filings.
/services/disputesDrafting clear, legally compliant testamentary documents or reviewing existing wills to ensure your final wishes are upheld.
/services/willsWhy Choose Harmoria
At Harmoria, we focus exclusively on the legal needs of retirees, combining years of local practice with compassionate service. From benefit assessments to estate matters, our approach ensures you understand every option and feel confident in every decision.
One-on-one meetings at Museumstrasse 2 in Zurich to discuss your unique circumstances and develop a clear action plan.
Learn MoreUpfront fee estimates for each service package so you know exactly what to expect without hidden costs.
Discover PricingDeep understanding of Swiss pension regulations and regional administrative procedures ensures precise guidance.
Learn MoreRegular check-ins to monitor your case progress and adjust strategy as laws or personal needs evolve.
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